Information provided by the Casa Lumiere is general in nature and does not take into consideration your personal financial situation. It is for educational purposes only and does not constitute formal financial advice. Remember, the value of any investment can go down as well as up. Before acting, you should consider seeking independent personal financial advice that is tailored to your needs.

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Application of Terms & Conditions

These Terms & Conditions apply to the agreement for you to subscribe for Casa Lumiere P/L publishing, information sharing and other Services when you sign up and any information you have provided via website, social media or other forums.

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Acceptance of Terms and Conditions

By subscribing to the Services or becoming a member of the Casa Lumiere P/L social media community or other forums, you acknowledge and accept that your conduct evidences that you accept these Terms & Conditions as well as our Privacy Policy. By accessing the Services, you acknowledge you have read, understood and agree to be legally bound by the Terms & Conditions and to the collection and use of your personal information in accordance with our Privacy Policy.

Additionally you also give us permission to contact you about your interest, add you to our free mailing list. We promise not to share or sell your personal information. All responses are general in nature.

 

Privacy

Casa Lumiere P/L collects personal information to conduct special offers, provide you with the Services and promote its services and those of its sponsors and business partners. Casa Lumiere may, for an indefinite period unless otherwise advised, use the information for future marketing, promotional, publicity, research and profiling purposes.  If you do not consent to the use of your information for these purposes or you wish to access, update or correct personal information please advise us in writing. 

 

Cookies and Links

This website uses cookies.  If you do not have cookies enabled in your web browser some functions of the site may not work as intended. Our websites and emails may contain links to websites not owned or operated by Casa Lumiere P/L.  We accept no liability for the availability or content on these sites.

 

Delivery policy

Casa Lumiere P/L endeavors to deliver all reports via email, where requested.  Casa Lumiere P/L cannot guarantee delivery of the service via email notification and accepts no liability for lack of email delivery due to third parties such as Internet Service Providers (ISPs) blocking or preventing delivery. The Services are published electronically by Casa Lumiere P/L. The publication is solely online and accessible by subscribers using their personal username and password.  Casa Lumiere P/L may send subscribers email updates from time to time and reminders on information that is available via the website subscription service. The information published as part of the Services may be downloaded by the subscriber and may be printed for personal use only.

 

Indemnity

You agree to indemnify and keep Casa Lumiere P/L indemnified against any loss, damage, liability or cost incurred by you or your associates in connection with any breach of these terms and conditions or any other legal obligation by you or your use of or conduct of the Services or social media.

 

Warranties and acknowledgements

 

You acknowledge and agree that:

• The Services will not operate on a continuous basis, and may be unavailable from time to time including for maintenance purposes;

• Casa Lumiere P/L reserves the right to alter, amend or cease the operation of the Services at its discretion without any notice;

• information and materials in the Services may contain inaccuracies and errors and we expressly exclude liability for any inaccuracies or errors;

• the Services are designed to inform and educate and Casa Lumiere P/L does not intend the Services to influence your decision about any investment or dealing in financial products;

• this advice has been prepared without considering your objectives, financial situation or needs;

• you should consider whether the general advice is suitable for you considering your personal objectives, financial situation and future requirements and obtain a product disclosure statement, prospectus or offer document before acting upon this advice;

• you should seek advice from a suitably qualified adviser before making any decisions about investments or dealing in financial products;

• Casa Lumiere P/L will not, at any time, assess whether a financial or other product is suitable for you, your financial needs or your personal circumstances;

• Casa Lumiere P/L does not make promises or provide guarantees about the investment performance or repayment of capital for any investments or the future merits of any other financial products referred to or named in the Services, on Casa Lumiere P/L social media or other forums;

• investments and financial products carry the risk of volatility, loss of income or capital invested as well as delays in processing transactions;

• Casa Lumiere P/L is not qualified to provide, and will not provide you with, credit advice and any advice provided by Casa Lumiere P/L is not intended to and does not constitute credit advice;

• you must independently assess the quality and adequacy of any third-party referred to by Casa Lumiere P/L in the Services, social media or other forums;

• all referrals to third-parties in the Services, social media or other forums do not constitute representations as to the merits of the product or the product provider or an endorsement; and

• the content on the Services, social media and other forums have not been prepared for use by persons in any jurisdiction where it is unlawful to provide these. The laws of other jurisdictions may restrict the Services, social media and other forums so all contracts for the services may only be created in Australia and by subscribing for services you acknowledge that the contract is created in Australia.

 

Personal use only

The Services are only for your personal use, unless otherwise agreed in writing. You must not share access to the Services with other people or redistribute the content of the Services by any means.

 

Privacy Notice

All personal information you provide to us is maintained under the terms of our Privacy Policy as amended from time to time, which is incorporated into these Terms and Conditions by reference, and is available on our website.